To my ultra-rich readers (in the unlikely event I have any)

Last updated on: June 24, 2012 at 4:08 pm by Fred Clark

To my ultra-rich readers (in the unlikely event I have any) 2012-06-24T16:08:07-04:00 Fred Clark

LOGO Patheos Explore the world's faith through different perspectives on religion and spirituality! Patheos has the views of the prevalent religions and spiritualities of the world.

Let’s talk utility, efficiency and bang-for-the-buck. Let’s just be tough-minded and clear-headed and consider how to maximize our returns in times like these.

Stocks? Maybe, but it’s a gamble. Likely to get worse before it gets better. Plus there’s the whole volatility aspect — up 300 one day, down 600 the next. Who needs the agita?

So precious metals, maybe? Meh. Good idea about now if you’re looking to buy high and sell low.

Real estate? That’s a chance to buy low and sell lower. No thank you.

Oil? Commodities? See “stocks,” above.

What’s that leave? Well, bonds, I suppose. That’s what everybody’s rushing to buy these days (downgrade schmowngrade) because it seems like the only safe option. And it probably is a safer option. But since everybody’s doing it, the return is next to nothing — almost less than nothing. So while the safety is attractive, the potential returns aren’t.

So OK then. Those seem to be the options. You can either risk losing a big pile of money for the slim chance of a decent return or you can give up on the idea of a decent return just to avoid losing a big pile of money.

But what if I told you there was another option? What if I told you that right now you have a chance to make your money go farther and do more than it ever could have done just four years ago before the world’s economy ground to a halt?

And what if I told you that this option was even safer than bonds — that if you choose this path, you’ll never have to worry about losing everything?

That’s what I’m telling you.

You want a no-risk guarantee of maximum return and the best bang for your buck in these trying times? The solution is simple.

Give it away.

Hear me out. You’d always planned to give some of it away at some point. This is something you’ve always talked about and thought about doing someday. Someday is now. This is your chance to get in on the ground floor.

Right now, every dollar you give is going to go further and do more than it ever could in less desperate times. You could wait until this glacial recovery picks up speed, but if you wait, whatever you give won’t do as much good then as it can do right now.

You’ve always wanted to make sure that anything you gave wasn’t going to waste — that it wouldn’t just get squandered and siphoned up by middlemen without addressing any real needs. Give now, while the need is at its peak. You’ll be shooting at a much bigger target and you’ll be far less likely to miss. If you wait until the economy rebounds, that target will be a whole lot smaller and the likelihood of a good return on your gift will be smaller too.

Need is hot right now. That’s not true of anywhere else you could put your money today. Giving it away is the one investment — right now, in 2011 — that guarantees a maximal return with a minimal risk.

Investigate it for yourself. Pick some reputable cause or charity, something in line with your passion. Read up on their work, their fundamentals, their bottom line. Track back six months and imagine that you had given them, say, $100,000. What would they have accomplished with that money over the last six months?

Now go back six months and imagine you had taken that same $100,000 and invested it in stocks, or precious metals, or bonds. Compare those returns.

Which looks better to you?

The next six months don’t look to be appreciably different. You still have time to get in on this. You still have a chance to eliminate your risk while maximizing your return. Give it away.

(This material represents an assessment of the market environment at a specific point in time and is not intended to be a forecast of future events or a guarantee of future results. This information should not be relied upon by the reader as research or investment advice regarding any stock in particular, nor should it be construed as a recommendation to purchase or sell any security. Past performance does not guarantee future results.)

class warfare

greed

Previous Post

August 23, 2011

Heart and Soul

Next Post

August 24, 2011 The productive class

Browse Our Archives

Select a Category class warfare evangelicals Iraq Left Behind Mammon music Uncategorized

Select a Month October 2026 September 2026 August 2026 July 2026 June 2026 May 2026 April 2026 March 2026 January 2026 December 2025 November 2025 October 2025 September 2025 August 2025 July 2025 June 2025 May 2025 April 2025 March 2025 February 2025 January 2025 December 2024 November 2024 October 2024 September 2024 August 2024 July 2024 June 2024 May 2024 April 2024 March 2024 February 2024 January 2024 December 2023 November 2023 October 2023 September 2023 August 2023 July 2023 June 2023 May 2023 April 2023 March 2023 February 2023 January 2023 December 2022 November 2022 October 2022 September 2022 August 2022 July 2022 June 2022 May 2022 April 2022 March 2022 February 2022 January 2022 December 2021 November 2021 October 2021 September 2021 August 2021 July 2021 June 2021 May 2021 April 2021 March 2021 February 2021 January 2021 December 2020 November 2020 October 2020 September 2020 August 2020 July 2020 June 2020 May 2020 April 2020 March 2020 February 2020 January 2020 December 2019 November 2019 October 2019 September 2019 August 2019 July 2019 June 2019 May 2019 April 2019 March 2019 February 2019 January 2019 December 2018 November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 January 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 May 2012 April 2012 March 2012 February 2012 January 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011 June 2011 May 2011 April 2011 March 2011 February 2011 January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 May 2010 April 2010 March 2010 February 2010 January 2010 December 2009 November 2009 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 February 2009 January 2009 December 2008 November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 October 2007 September 2007 August 2007 July 2007 June 2007 May 2007 April 2007 March 2007 February 2007 January 2007 December 2006 November 2006 October 2006 September 2006 August 2006 July 2006 June 2006 May 2006 April 2006 March 2006 February 2006 January 2006 December 2005 November 2005 October 2005 September 2005 August 2005 July 2005 June 2005 May 2005 April 2005 March 2005 February 2005 January 2005 December 2004 November 2004 October 2004 September 2004 August 2004 July 2004 June 2004 May 2004 April 2004 March 2004 February 2004 January 2004 December 2003 November 2003 October 2003 September 2003

TAKE THE

Religious Wisdom Quiz

What was the name of the disciple who doubted Jesus' resurrection?

Select your answer to see how you score.

Peter Thomas John James