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Actuarial/Retirement Issues

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December 2024

December 22, 2024

Trust an Actuary: The Social Security Fairness Act is unfair

Quick update: At the moment, I am no longer writing at Forbes, because, for the...

August 2022

August 21, 2022

“Jane the Actuary,” the actuary – an update on retirement writing and future paths

Regular readers of my page on retirement issues at Forbes will have noticed by now...

August 14, 2017

No Free Lunch, Canadian Social Security edition

My twitter feed tells me it's the 82nd anniversary of Social Security. So to mark...

July 2017

July 14, 2017

The “child care calculator” from an actuary’s point of view

AAAAAAAAAAARGH! That's my first reaction to the "child care calculator" put out by the Center...

June 2017

June 13, 2017

Can you self-insure Family Leave?

The AEI-Brookings Working Group on Paid Family Leave has come up with a family leave proposal,...

May 2017

May 26, 2017

Fact-checking California’s Single Payer proposal

In the news today, the California State Senate passed its universal healthcare bill. Here's the...

March 2017

March 29, 2017

ERISA-exempt church plans and the “little guy”

How should the Supreme Court make its decisions? Should they focus on helping the "little...

February 2017

February 13, 2017

Is doctoring a “job Americans won’t do”?

Or, by tight medical-school admissions, high tuition rates, and the long hours of residency, have...

February 10, 2017

For-profit hospitals – in Europe?

Yeah. I don't know all that much but Deutsche Welle had an article about a...

September 2016

September 26, 2016

Has “normal retirement age” really changed?

The other day I asked for reader opinions about the retirement age. Both here and...

September 23, 2016

What is “normal retirement age”?

Just a question, for now, for reader thoughts. There were a couple articles I came...

September 17, 2016

#ExpandSocialSecurity, in practice

So Clinton and the Democrats have as part of their platform expanding Social Security. "What,"...

September 15, 2016

A stray thought on Social Security and mothers

So a month ago, I asked the question, "What should Social Security do about mothers?" in...

August 2016

August 29, 2016

A different viewpoint on survivor’s benefits

So a short time ago I wrote about Social Security's indirect provision of benefits for...

August 18, 2016

What should Social Security do about mothers?

This is an issue, whether you've thought about it or not. Better provision for mothers...

June 2016

June 02, 2016

So you want a Scandinavian state pension system, eh?

Or, "no, please don't fling us into that briar patch!" I had observed the other...

April 2016

April 25, 2016

Are Social Security benefits “earned”? If not, what next?

That's the reason, or has, at any rate, always been offered as the reason, why...

April 20, 2016

Why did pensions die?

At the very beginning of the Ghilarducci book I discussed yesterday, she says, "From the...

April 19, 2016

From the library: How to Retire with Enough Money and How to Know What Enough Is, a Clear Answer in 116 Pages, by Teresa Ghilarducci

This is the sort of book that reminds me that sometimes what determines whether a...

October 2015

October 02, 2015

Why don’t retirees buy annuities?

To begin with, a great many retirees just don't have enough saving for an annuity...

September 2015

September 30, 2015

Is there a “retirement crisis”?

More on retirement. Yes, I'm taking a break from the Pope, presidential politics, Planned Parenthood,...

September 30, 2015

The Three Stages of Retirement (warning! wholly anecdotal!)

Just thinking through some things, in a geeky, yet wholly data-free, sort of way. Stage...

September 28, 2015

Some data on retirement savings

From ebri.org, that is, the Employee Benefit Research Institute, a table on actual savings, by...

August 2015

August 17, 2015

Still not learning the lesson: Pension Spiking

At the risk of sounding like a broken record, here's the latest from the Chicago...

August 06, 2015

Update from Illinois: a sensible — and sure to be ignored — idea

Illinois is, as I've said before, in terrible shape as far as state and local...

July 2015

July 16, 2015

Geeking out: empty-nester spending and retirement

Whew -- I haven't spent much time on retirement and related issues lately, but I'm...

May 2015

May 12, 2015

By the way, an Illinois pension update

Here's the backstory: back in 2013, Illinois lawmakers approved a bill curtailing at least some...

April 2015

April 28, 2015

A (probably blindingly obvious) observation about education, class, and cohorts

I keep dribbling out observations from the book I'm reading, Robert Putnam's Our Kids. Here's...

April 13, 2015

Let’s start small: Medicare funding

I'm going to get in trouble for this one, but here goes: Why do we...

April 08, 2015

The Jane Plan for Old Age Provision

It occurs to me, after my comments yesterday about the Trust Fund and Megan McArdle's...